Spending Money

• How to shop for everyday savings
  Be a savvy shopper when you know how to prioritize and compare

• How to buy a used car
  Get the best deal and financing when shopping for a used car

Saving Money

• How to achieve financial goals
  Determine what you value, set a goal, and create a plan

• How to save and invest short term
  Learn how compounding increases your savings and how to choose short term investments

Managing Money

• How to start a checking account
  Practice writing and depositing a check. Learn to avoid overdraft fees. Protect yourself from check fraud and theft.

• How to balance a checking account
  Track checking account usage. Practice getting your records and the credit union's to match.

• How to use a check card
  Learn when, why, and how to use a check card.

• How to budget income
  Learn how to track and budget your income.

• How to budget expenses
  Learn how to track and budget your expenses.

Borrowing Money

• How to get a loan
  Evaluate options and apply for a loan to achieve your financial goals.

• How to manage debt
  Learn about your credit rating and strategies for good debt control.

My Money

• My credit union...where I belong
  Learn about the difference between banks and credit unions.